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> you typically can't transfer between different banks

WTF? What kind of shitty banking system are you using?



Wells Fargo said to do it I had to use Zelle.


AFAIK Zelle is something US banks got together and set up on their own because the government didn't. So a Zelle transfer is the US equivalent of a SEPA transfer.


Wow. You guys really need better banking regulation.




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